Investor Presentaiton

Operational Quarterly Snapshot Asset Offerings 17 States and UTs Gross Advances: Rs. 17,925 Cr [Rs. 15,367 Cr] SBL-44%, VF-25%, MFI- 18%, MSE-7%, NBFC-4% 岛 Liability Profile Total Deposits: Rs. 16,392 Cr [Rs. 10,788 Cr] equitas Equitas Small Finance Bank Financials PAT: Q4FY21 Rs. 113 Cr [Rs. 43 Cr] FY21 Rs 384 Cr [Rs. 244 Cr] ATM 861 Banking Outlets 332 ATMs III 296 Business Correspondents Disbursements: Rs. 2,535 Cr [Rs. 2,405 Cr] ***** SBL-38%, VF-29%, MFI - 26%, MSE -5%, NBFC - 2% Asset Quality: GNPA: 3.59% [2.72%] NNPA: 1.52% [1.67%] PCR: 58.59% [45.22%] Third Party Products: Insurance Premium Collected Rs. 35.82 Crs [Rs. 18.27 Cr] Mutual Fund AUM Rs. 132 Cr [Rs. 101 Cr] Daily Average Cost of Funds: 7.20% SA 6.50%, TD - 7.42% Shareholders funds CRAR 24.18% Tier-23.23% Tier II 0.95% NIM: Q4FY21-7.57% [9.54%] 39+ Lac total customers 16,556 employees Yield on Gross Advances: 17.50% [19.48%] Deposits Per Branch (branch banking outlets): Rs. 43 Cr [Rs. 28 Cr] ROA: 1.80% [0.91%] RoE: 13.52% [6.31%] Figures in [] represent Q4FY20 data SBL Small Business Loans, VF - Vehicle Finance MF - Micro Finance, MSE - Micro & Small Enterprise 6

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