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Investor Presentation 2021

Financial Highlight 44 Performance Ratios 18.15% 17.27% 17.19% 16.45% 15.93% 9.86% 9.23% 9.49% 9.01% 9.01% 2017 2018 2019 2020 Mar-21 ROA ROE Leverage Level 9.31 80% 8.96 8.84 9 70% 43.79% 60% 40.54% 6 37.81% 50% 4.65 4.29 40% 25.25% 15.08% 13.99% 30% 13.58% 3 21.61% 20% 7.40% 6.54% 10% 7.87% 7.31% 7.10% 4.29% 3.92% 0 0% 2017 2018 2019 2020 Mar.2021 Long-Term Debt Short-Term Debt Debt/ Assets Debt/Equity Debt/ EBITDA Free Cash Flow Trend 10.77 10.73 9.34 2016 2017 0.49 2018 2019 Investor Presentation 2021 | stc group 19.17 2020 → Highest FCF achieved in 5 years and on a challenging year. → The sharp decline in FCF in 2019 is mainly due to the sudden increase in both receivables and payables. → stc aims to generate higher cash flow in the coming years. stc
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