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12.00% Chola Enter a better life Chola Chola -Stage 3 Assets Trend murugappa 47.32% 50.00% 46.00% 45.40% 45.15% 45.00% 41.48% 10.00% 40.69% 40.96% 39.67% 38.80% 40.00% 8.00% 5.85% 35.00% 6.00% 4.37% 4.16% 2.27% 3.84% 3.51% 30.00% 4.00% 3.01% 3.06% 2.96% 2.82% 1.73% 1.69% 1.59% 1.44% 1.38% 1.39% 1.40% 2.00% 1.27% 25.00% 3.58% 2.64% 2.47% 2.25% 2.07% 1.62% 1.67% 1.56% 1.55% 0.00% 20.00% Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Net Stg 3 Asset % ECL Provn Gross Stage 3 Asset % Provn Covg As per revised RBI norms GNPA% & NNPA% as of Dec23 is at 3.92% and 2.56% respectively. 29

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