Investor Presentaiton

FY20 RESULTS LOWER STATUTORY PROFIT IN A STRATEGIC TRANSITION YEAR, FURTHER IMPACTED BY COVID-19 BOQD GROUP Key financial results FY20 FY19 FY20 v FY19 $ million Statutory net profit after tax 115 298 (61%) Cash earnings after tax 225 320 (30%) Cash return on average equity 5.4% 8.3% (290bps) ▼ Common Equity Tier 1 ratio 9.78% 9.04% 74bps Cash earnings per share Dividend per share Bank of Queensland Limited 2020 Full Year Results Presentation 51.1c 79.5c (36%) 12c 65c (82%) 6

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