Hang Seng Bank 2021 Financial Overview and Segment Performance
Financial Overview
HK$ Mn
Net interest income
2021
23,822
vs 2020
11%
net interest margin (%)
1.49
24bp
Non-interest income
9,360
2%
Net operating income before change in expected credit losses & other credit
impairment charges
33,182
8%
Change in expected credit losses & other credit impairment charges
2,807
3%
Net operating income
30,375
9%
Operating expenses
14,134
7%
Operating profit
16,231
19%
excl. change in expected credit losses & other credit impairment charges
19,038
17%
Profit before tax
16,385
16%
Profit attributable to shareholders
13,960
16%
Earnings per share (HK$)
6.93
17%
Dividends per share (HK$)*
Cost efficiency ratio (%)
*4th interim dividend for 2021: HK$1.80/share
5.10
0.40
42.6
6.0 pp
Favourable
Unfavourable
帆
恒生銀行
HANG SENG BANKView entire presentation