Fourth Quarter Highlights

Fourth Quarter Highlights . Net income of $137.9 million and earnings per share (diluted) of $1.51 for three months ended December 31, 2022 • Assets of $37.7 billion, total loans of $18.8 billion, and deposits of $28.5 billion at December 31, 2022 • Common equity tier 1 ratio of 15.88% and leverage ratio of 10.16% at December 31, 2022 • Loans, excluding Warehouse Purchase Program and SBA Paycheck Protection Program Loans, increased $518.5 million or 3.0% (11.8% annualized) during the fourth quarter 2022 • Sound asset quality with annualized net charge-offs/quarterly average loans of 0.01% • Nonperforming assets to average earning assets remain low at 0.08% or $27.5 million for the fourth quarter 2022 • Allowance for credit losses on loans and on off-balance sheet credit exposure of $311.5 million • Allowance for credit losses to total loans, excluding Warehouse Purchase Program and SBA Paycheck Protection Program loans, of 1.56% Efficiency ratio of 40.9% for the fourth quarter 2022 • Declared cash dividend of $0.55 for the first quarter 2023 4 Source: Company Documents PB LISTED NYSE

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