Wholesale Banking - Positioned for Growth slide image

Wholesale Banking - Positioned for Growth

Endnotes on Slide 68 Slide 68 1. Please refer to slide 7, Endnote 1. 2. Please refer to Slide 67, Endnote 2. 3. At a segment level, At a segment level, TD calculates PTPP as the difference between adjusted revenue and adjusted expenses in source currency. For Canadian Personal & Commercial Banking, year-over-year PTPP growth is 7% (Q4, 2023 PTPP of $4,754MM - $2,039MM = $2,715MM; Q4, 2022 PTPP of $4,454MM - $1,921MM = $2,533MM). For U.S. Retail, year-over-year PTPP decreased 13% (Q4, 2023 PTPP of US$2,622MM - US$1,520MM = US$1,102MM; Q4, 2022 PTPP of US$2,699MM - US$1,432MM = US$1,267MM). 4. Please refer to Slide 67, Endnote 4. 5. Please refer to Slide 67, Endnote 5. 6. Please refer to Slide 67, Endnote 6. TD 7. Please refer to Slide 67, Endnote 7. 8. Line 13 metrics reflect the adjustments described in lines 9 through 12 on slide 68. 9. Excluding only the impact of the US Strategic Card Portfolio partners' share, year-over year expense growth would have been 13.4% ($6,804MM in Q4 2023 and $6,003MM in Q4 2022), representing a year-over-year increase of $801MM). 89
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