Investor Presentaiton
Key Metrics- Quarterly
SOUTH
INDIAN Bank
FY19
Particulars
Net Interest Margin (NIM)
CRAR Basel III
ROAA (Annualized)
Provision Coverage
CASA
FY17
Q1
Q2
Q3
2.7% 2.8%
11.7% 11.1%
FY18
Q2 Q3 Q4
Q1
Q2 Q3 Q4
Q4 Q1
2.7% 2.7% 2.8% 2.9% 2.9% 2.7% 2.6% 2.6% 2.7% 2.46%
11.1% 12.4% 12.1% 11.7% 12.5% 12.7% 12.2% 12.1% 11.8% 12.6%
0.6% 0.7% 0.6% 0.4% 0.6% 0.02% 0.6% 0.6% 0.1% 0.3% 0.4% 0.3%
42.6% 46.1% 50.2% 55.1% 44.6% 44.1% 49.4% 41.2% 39.1% 41.9% 41.2% 42.5%
23.2% 22.8% 25.9% 23.8% 25.2% 24.6% 24.9% 23.8% 24.7% 24.5% 24.3% 24.2%
4.0% 4.0% 4.0% 2.5% 3.6% 3.6% 3.4% 3.6% 4.5% 4.6% 4.9% 4.92%
2.9% 2.8% 2.5%
1.5% 2.5% 2.6% 2.4% 2.6% 3.3% 3.2%
Gross NPA
Net NPA
3.5% 3.45%
Book Value per Share (Rs.)
30.0
30.8
31.6
26.9
27.7
27.6 28.4 29.0
29.1
29.0
29.5 29.5
EPS (Rs.) (Annualized)
2.8
3.0
3.1
2.6
2.3
0.1
2.5
2.56
0.51
1.54
1.84
1.58
Branches
Kerala
453
454
455
463
463
463
463
464
464
465
465
474
- South India (Ex-Kerala)
245
245
245
246
246
246
246
248
249
249
249
253
Rest of India
140
140
140
141
142
142
142
142
142
143
143
143
Total Branches
838
839
840
850
851
851
851
854
855
857
857
870
ATMs
- Kerala
701
713
718
724
745
756
769
783
786
792
802
802
- South India (Ex-Kerala)
388
391
393
394
396
393
396
398
399
401
403
401
- Rest of India
202
202
202
202
203
205
205
201
201
202
202
203
Total ATMs
1,291 1,306 1,313 1,320 1,344 1,354 1,370 1,382
1,386 1,395 1,407
1,406
40View entire presentation