Etalon Group Mortgage and Real Estate Market Insights slide image

Etalon Group Mortgage and Real Estate Market Insights

At a glance Presence in rapidly growing markets •Focus on middle class residential real estate in Moscow metropolitan area (MMA) and St. Petersburg metropolitan area (SPMA) • 25% target CAGR for construction volumes over 2010-2016(1) Strong delivery track record • Over 26 years of construction & development experience ⚫3.9 mln sqm commissioned • 31% CAGR for deliveries over 2010-2013(2) True vertical integration • Strategic vertical integration in key value- added segments of property development enables the Company to control costs, quality and timing • 4,500 employees • Country-wide sales network covering 36 cities Diversified projects portfolio • Land bank of 3.44 mln sqm(3) • Land bank sufficient until 2018 •Projects well diversified by locations within both SPMA and MMA Etalon Group Liquidity and credit ratings • Secure liquidity position supported by pre-sales cash collections model • Strong financial standing with a net cash position of USD 7 mln (4) • Credit rating by S&P: B+/Stable/B+(5) Corporate governance ⚫ 10 BoD members, 5 NEDs • Board of Directors consists of professionals with broad range of experience and expertise, ensuring that the interests of all groups of shareholders are appropriately represented • Monthly visual updates on projects, quarterly trading updates and semi- annual financial reporting • Official guidance on deliveries and new contract sales • Dividend policy aims to pay out 15% to 30% of IFRS net profit semi-annually (1) Company expectations; (2) Company operating results; (3) Jones Lang LaSalle land bank valuation report as of 31.12.2013; (4) Unaudited management accounts as of 30.06.2014; (5) 'B+' long-term & 'B+' short-term corporate credit ratings of SSMO LenSpetsSMU with 'Stable' outlook (last reconfirmed on 29.07.2013). (6) Jones Lang LaSalle land bank valuation report as of 31.12.2013 LSE ticker Share price Market capitalization ETLN:LI USD 4.15 (15.08.2014) USD 1,212 mln (15.08.2014) Portfolio valuation (by Jones Lang LaSalle) USD 2,727 mln (31.12.2013) Portfolio composition (6) ■ SPMA 42% 58% ■MMA 5% ■Residential under construction ■Residential design 46% stage 49% ■Completed residential 6
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