Investor Presentaiton

Consolidated liability mix BAJAJ FINANCE LIMITED 3% 5% 5% 4% 3% 1% 1% 1% 10% 4% 3% 12% 13% 5% 9% 9% 11% 7% 8% 12% 3% 3% 2% 2% 2% 1% 7% 1% 6% 4% 33% 38% 36% 34% 33% 36% 35% 33% 40% 36% 40% 45% 33% 33% 36% 31% 31% 32% 28% 54% 48% 34% 35% 25% 20% 17% 19% 21% 21% 21% 22% 12% 13% 4% Mar'15 6% 8% Mar'16 Mar'17 Mar'18 ■Deposits ■■■Bank Loans (incl. CC/OD/WCDL) All figures till FY2018 are as per Previous GAAP and Mar '19 onwards numbers are as per Ind AS Mar'19 Mar'20 Mar'21 Mar'22 Mar'23 Jun'23 Sep'23 Dec'23 - NCD Subordinate Debt ■Short term borrowings ■ ECB 42

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