Maybank Earnings Summary Q3 & 9M FY2020
Community Financial Services: Overview of Market Share for Malaysia
Market share
Loans
Sep-19
Dec-19 Mar-20 Jun-20 Sep-20
Total consumer (Household)
17.6%
17.7%
17.8%
17.9%
18.1%
Auto (Hire Purchase + Block Discounting + Floor Stocking)
29.3%
29.6%
29.7%
30.3%
30.4%
Total mortgage *
13.7%
14.0%
14.2%
14.3%
14.4%
Credit cards
**
18.7%
18.6%
18.6%
18.5%
19.3%
Unit trust
48.7%
48.5%
49.8%
49.7%
49.2%
Deposits
Total deposits
***
Total core retail deposits
Retail CASA ^
Retail savings
Demand deposits
Λ
Retail fixed deposits
Λ
18.0%
17.8%
17.5%
17.6%
17.4%
Λ
16.7%
16.5%
16.9%
17.4%
17.5%
24.7%
24.3%
25.3%
25.7%
25.3%
27.9%
27.8%
28.1%
28.7%
28.4%
18.8%
18.2%
19.9%
19.8%
19.3%
12.9%
12.8%
12.7%
12.9%
13.0%
Channels
Internet banking - Subscriber base
40.1%
39.6%
39.1%
40.3%
39.9%
Mobile banking - Subscriber base
31.5%
31.3%
32.6%
31.9%
31.4%
Internet banking - Transaction Volume ^^
50.9%
51.0%
50.5%
50.1%
50.0%
Mobile banking - Transaction Volume
Branch network >>
62.9%
63.0%
62.9%
62.7%
61.9%
19.3%
19.4%
19.4%
19.4%
19.4%
Note:
*
Refers to housing, shophouse and other mortgage loans
** Credit cards market share refer to receivables for commercial banks
*** Total bank deposits inclusive of investment asset ("IA")
Σ Industry numbers as at Jun-20
33
Λ
^^
Without IA. With IA, the market share as at Sep'20 for Total Core Retail Deposits, Retail
CASA, Retail Savings, Demand Deposits and Retail Fixed Deposits are 17.9%, 26.6%,
28.5%, 23.2% and 13.8% respectively (against MBB retail IA)
Excluding non-financial transactions as per BNM guidelines
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