Investor Presentaiton

Protective Life: At a Glance Business Mix (2016 results) Dai-ichi Life Holdings About Protective Established in 1907 Became wholly owned subsidiary in 2015 No. of Employees: 2,606(Sep-16) $856B life insurance in force 8.3M policies and contracts in force (including non-life contracts) Market share: 0.5 % (Dec-2015, Net Premium income basis) Market rank: No. 44 (Dec-2015, Net Premium income basis) 55 acquisition transactions (including Asset protection business) Annuities 36% Life Marketing 7% Stable Value Pre-tax Adjusted Operating Income* $591 mil. Main Product and Channels 10% Asset Protection 3% Acquisitions 44% Life Insurance Stable Value Annuities Universal Products Life and Traditional Fixed and Variable Annuities Products Wholesale Asset Protection *Excludes the Corporate & Other segment Acquisitions Vehicle Acquired Funding Agreements Service Contracts Business Distribution Agents Banks Stockbrokers Institutional Investors X Auto Dealers Affinity Partners Direct to Consumers X X X X Primarily life and annuity 20 20

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