CalBank Banking Sector Overview & Competitor Benchmarking

CalBank | FY 2022 Financial highlights Source: Company filings 26.2% from GHS 469.5mn Net interest income 28.1% from GHS 276.2mn Non-funded income GHS 592.7mn GHS 198.6mn 415.2% from GHS 337.5mn Profit Before tax GHS 1.1bn 42.4% from GHS 2.2bn Loans GHS 3.2bn 8.0% from GHS 10.Obn Total assets GHS 9.3bn 6.8% from GHS 6.3bn Total deposits GHS 6.7bn 1,260bps from 25.1% Capital Adequacy 12.5% 50bps from 11.2% NPL ratio 11.7% 22 22 CalBank

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