Maybank Earnings Summary Q3 & 9M FY2020

International & Malaysia Portfolio Mix 9M FY2020 Net Operating Income 9M FY2020 (Jan 20 Sep 20) Profit Before Tax Overseas: 34.4% 6.5% 11.2% 16.7% RM18.45 billion 65.6% 9M FY2019 (Jan 19 Sep 19) Overseas: 37.7% Note: 12.1% 7.2% RM18.25 billion 18.4% 62.3% Overseas: 13.3% 8.34.2% 0.8% RM6.66 billion 86.7% ■ Malaysia ■ Singapore ■ Indonesia ■ Others Overseas: 13.8% * Including Islamic loans sold to Cagamas and excludes unwinding of interest 22 0.88,0% 7.0% RM7.75 billion Gross Loans* Overseas: 37.4% 7.9% 6.0% RM521.8 23.5% billion 62.6% 8.4% 7.5% RM525.0 billion 25.0% 59.1% 86.2% Overseas: 40.9% Maybank

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