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Investor Presentaiton

Insurance SA rebound drives strong PSC growth Headline earnings (Rm) ■FY21 ■FY22 2 692 (17%) 2 230 1 891% 1 354 (27%) 672 493 68 (15%) Home Loans Vehicle and Asset Finance Insurance SA (639) Non-Banking Financial Services and Other (546) Pre-provision profit growth: 5% 13% 485% 24 | 26% 3 531 2 793 Product Solutions Cluster 42%

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