Investor Presentaiton

Strengthening underwriting and simplifying customer journey Cardiac risk assessment at home for medical underwriting Cardiac risk assessment service at home promises convenience to individuals who have to undergo medicals while applying for an HDFC Life insurance policy MULTI-FUNCTIONAL SCREEN TRIANGULAR REGULATOR JOYFIT BOLD SENTS why MASSAGE FOOT PEDAL JOYFIT ■ HYDRAULIC GAS ROD RUBBER SLEEVE PLUG ■ Applicants / users step on a stepper with speed & resistance adjustments Conventional print based ECG equipment is replaced with a portable, Bluetooth and mobile connected ECG equipment for real time data recording and analysis Recording is transmitted to the remote physician for review and interpretation ■ Instead of an onsite physician, an online consultant physician is available to monitor the progress of the stress test (incl. real-time ECG) over a video call ■ The physician can talk to the site technician and the applicant/ user for any instructions *This service is currently available in Mumbai and Bengaluru 22 growth Profitable mix distribution Diversified innovation leading Market- insurance Reimagining Quality of management Board and HDFC Life

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