Scotiabank Track Record slide image

Scotiabank Track Record

Key Issues - Energy Exposures . Energy exposure is well diversified across sectors and geographies $14 billion drawn energy exposure, is 2.8% of the Bank's total loan book, down 10% Q/Q ~48% is investment grade Drawn Energy Exposure by Sector 15% 10% E&P Midstream 49% Downstream 26% . $10.7 billion of undrawn energy exposure, down $0.4 billion Q/Q Services ~64% is investment grade . We remain committed to our guidance and actively manage our exposures Cumulative PCLs of $325 million from Q1/15 to Q1/17 Cumulative energy loan loss ratio of 2.0% is below our guidance of less than 3% (1) By country of residence 17 (2) Other includes Latin America, Asia and Europe Drawn Energy Exposure by Geography(1) Canada 35% 46% U.S. Other(2) 19% Scotiabank®
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