Q3-FY24 Investor Presentation

IndusInd Bank at a Glance 5th Largest Private Bank with Disproportionately Large Distribution Network *3,27,057 crs Loans 3,68,793 crs Deposits Diversified Across Products and Geographies 38 mn Customers Across Segments III Universal Banking Approach with Diversified Loan & Deposit Mix 55:45 Loan Mix Retail VS Wholesale Jill 6,772 Group Network Pan India 38% CASA Stable Low-cost Deposits Innovative Digital Approach Overall Digital Transaction Mix at 93% Strong Domain Expertise Long Vintage across Cycles Vehicle Finance 26% of the Loan Book Micro Finance 11% of the Loan Book Gems & Jewellery 3% of the Loan Book Robust Balance Sheet with Strong Capital Adequacy & Contingency Buffers 17.86% CRAR Tier 1: 16.47% | Tier 2: 1.39% 122% Average LCR Well above regulatory requirement 71% PCR GNPA 1.92% | NNPA 0.57% Strong Profitability amongst highest in the Industry 4.29% Net Interest Margin 47.4% Cost to Income 2 5.2% Operating Profit Margin to Loans IndusInd Bank

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