Q3 FY22 Earnings Report

Resilient business model - Consolidated BAJAJ FINANCE LIMITED 46.0% 44.6% 45.0% 43.1% 41.4% 41.8% 35.3% 38.4% 33.5% 48.8% 47.5% 46.5% 42.3% 38.1% 34.7% 36.0% 35.4% 30.7% 33.3% 27.8% 29.9% 28.4% 27.2% 26.4% 9.74% 9.85% 9.87% 9.47% 9.00% 8.24% 8.27% 8.39% 7.84% 7.11% 6.77% 6.72% 4.1% 3.6% 3.3% 3.5% 3.7% 3.9% 4.1% 4.1% 3.1% 2.7% 3.8% 5.1% Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar '19 Mar'20 Mar 21 Jun '21 Sept'21 Dec'21 -COF -ROA -Fee Income to PBT -Opex to NII Mar '19 onwards numbers are as per Ind AS. Jun 21, Sep'21 and Dec 21 numbers of COF are for the quarter 39

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