Investor Presentaiton
Being the reference European bank in Egypt
Maintain a strong balance sheet
Capital Adequacy Ratio
Leverage Ratio
6.6%
7.0%
20.0%
6.0%
6.2%
6.3%
6.2%
6.3%
5.9%
18.0%
18.5%
6.0%
17.4%
17.3% 15.9%
17.2%
5.0%
16.0%
15.5% 15.4%
4.0%
14.0%
15.2%
15.0%
12.0%
13.6%
13.9% 14.0%
14.3%
14.3%
3.0%
2.0%
10.0%
1.0%
8.0%
Dec.13 Mar.14
CAE
Jun. 14 Sep.14 Dec.14 Mar.15 Jun.15
CBE Minimum Required
0.0%
Dec.13
Average Peers
Mar. 14 Jun. 14
-Leverage Ratio
Sep.14 Dec.14 Mar.15
Jun. 15
CBE Minimum Required
Liquidity Coverage Ratio (LCR)
Investments To Assets Ratio
45%
1229%
39%
40%
36%
37%
37%
38%
35%
35%
29%
1178%
994%
30%
824% 809%
25%
24% 28%
25%
26%
27%
736%
20%
24%
24%
15%
726%
10%
5%
Dec.13 Mar.14 Jun.14 Sep.14 Dec. 14 Mar.15
Jun.15
Dec.13 Mar.14 Jun. 14 Sep.14 Dec.14 Mar.15 Jun.15
CAE
Average Peers
■ CA Egypt CAR(local) and Leverage Ratios as of June 2015 reached 15% and 6.6% respectively.
■ Strong liquidity position reflected in high liquidity coverage ratio.
▪ Exposure to Sovereign debt (T.Bills and T.Bonds) far below average peers.
Page 24
No data available for all peers about leverage and LCR ratios, CBE = Central Bank of Egypt
كريدي أجريكول مصر
CRÉDIT AGRICOLE EGYPTView entire presentation