Australian Housing Dynamics and Affordability
AUSTRALIA RETAIL & COMMERCIAL
BALANCE SHEET
NET LOANS & ADVANCES¹
$b
Commercial
Subdued system growth & increased competition
offset by specialist segment growth
Retail - Housing
Refer Housing section' for further detail
CUSTOMER DEPOSITS
$b
Customer preferences favouring saving
products in low rate environment and
transactional digital payments offering
208
340
341
335
337
204
332
201
203
203
58
58
58
57
26
27
30
28
28
57
12
11
13
11
10
27
27
28
27
27
27
87
87
98
86
83
80
60
177
183
186
185
185
Sep-17
Mar-18
Comm
Other Retail
Sep-18
Housing - Inv
Mar-19
Sep-19
Housing - 00
1. Housing O0 includes Equity Manager; Other retail includes Australia Wealth retained
-
56
99
92
22
Sep-17
Transact
58
58
92
92
89
19
58
61
88
93
87
Mar-18
Offset
Sep-18
Term Deposit
Mar-19
Sep-19
Savings
ANZ
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