Q2 2019 Fixed Income Investor Presentation
CIBC Funding Composition
Funding Sources - April 2019
Bank deposits
2%
Covered bonds
Others
(Includes
derivatives)
3%
Securitization
3%
Capital²
6%
Securities sold
short or
repurchase
agreements
10%
24
Funding sources
BN
Personal deposits
174.7
Business and government deposits
145.7
8%
Unsecured funding¹
109.1
Personal
Securities sold short or repurchase agreements
65.6
deposits
28%
Capital²
41.2
Securitization
19.8
Covered bonds
17.3
Bank deposits
11.0
Others (Includes derivatives)
49.8
Total
634.1
Wholesale market, currency³
Unsecured
funding¹
17%
Business and
government
deposits
23%
USD
CAD
Other
Total
Source: CIBC Q2-2019 Supplementary Financial Information
2
1 Percentages may not add up to 100% due to rounding.
CIBC Q2 2019 Fixed Income Investor Presentation
1 Unsecured funding is comprised of wholesale bank deposits, certificates of
deposit and commercial paper, bearer deposit notes and bankers'
acceptances, senior unsecured EMTN and senior unsecured structured notes
© Capital includes subordinated liabilities
3 Currency composition, in Canadian dollar equivalent, of funding sourced by
CIBC in the wholesale market. Source: CIBC Q2-2019 Report to Shareholders
BN
77.9
51.5
21.0
150.4
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