Investor Presentaiton

Role of Bajaj Finserv B BAJAJ FINSERV Monitor and engage with our companies with the objective of long-term sustainable profit, meaningful market share, and effective use of capital thereby delivering superior shareholder returns We do this by driving companies to create institutionalized frameworks through accountable empowerment and encouragement of disruptive thinking Business Rigorous engagement in Long Range Planning and Annual Operating Plans Regular review of all businesses and their SBUS New business opportunities and Strategic investments CRO Chief Risk Officer ERM Enterprise Risk Management ORM Operational Risk Management and Risk Harmonization of risk policies framework, Regular engagement with CROS of business ■ Periodic review of top ERM risks including credit, business, financial, operational, reputation, etc. & mitigation actions planned Drive risk related projects across the group such as ORM People / HR One Finserv Group Talent mobility Group Young Leader Management Trainee Program ■ 30 Under 30 Program ■ 3 Tier Merit based remuneration plans combining fixed cash, annual bonus and ESOPS Collaboration and Best Practice Group Knowledge Forums - Analytics, Technology, Investments, Governance, etc. ■ Cross group stress identification forum to identify any cross functional view on investment risks ■ Cross Company projects on Data, innovation and digital strategy. Customer Experience, Investments, ESG Defining Customer Service protocols for businesses ■ Review and standardisation of investment processes ■ Oversight and monitoring of ESG policy and its implementation across the group CO 6

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