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Investor Presentaiton

Broad-based momentum building in non-interest income Non-interest income by division (Rbn) 5% 18.1 Retail Banking SA fee & commission growth (%) 7 | 17.2 FY17 FY18 6% 6% 7% 5.2 5.2 5.5 4.9 4.6 4.3 4 2 3 7 6 CO 6 RBB South Africa CIB South Africa Absa Regional Operations WIMI 1H16 2H16 1H17 2H17 1H18 2H18
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