Financial Performance Overview

Credit Cards - Customer Segment insights Cards-in-Force New Sourcing For Q3 FY23 As on 31st Dec 2022 Salaried Self Employed (SE) mix City Tier Mix Carded Mix 1.45 1.53 0.99 31% 69% 0.83 34% 3% 14% 56% 10% 0.92 1.08 1.00 83% 0.94 Age Group Mix 0.78 1.14 20% 18% 62% 1.03 ■ Salaried ■ Self Employed TIER 1 ■ TIER 2 ■ TIER 3 ■ Carded ■ Bureau Tested - NTC ■ Under 30 = 31-45 ■45+ Salaried Self Employed (SE) mix 30% City Tier Mix Carded Mix 2% 23% 42% 49% 70% 8% 0 75% ■Salaried ■ Self Employed apno ka bank | RBL Bank Indexed 90+ Age Group Mix 15% 30% 54% ■ TIER 1 - TIER 2 = TIER 3 ■ Carded ■Bureau Tested NTC ■ Under 30 - 31-45 ■ 45+ - Diversified exposure, expansion outside Tier-1 cities. 37

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