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Investor Presentation

2 Quality & Consistency Portfolio customer sales has grown by over 11% annually since 2015 COMMENTARY GROWTH FROM TOP 10 KEY CUSTOMERS PER YEAR AND COUNTRY Germany and the Nordic region constitute the main sources of portfolio customer sales over the period The Nordic region has seen the fastest growth over the period, partly attributed to acquired growth, with a close to 20% in CAGR Austria, Belgium and the Netherlands have also displayed considerable growth with a CAGR above 10% 253.3 285.0 11.4% 289.7 350.3 Main levers Structured account development efforts Selective digital co- innovation with ICsĀ¹) Best-in-class service delivery 2015 2016 2017 2018 Future growth Note: 1) Insurance company (IC) Source: Company information PROFILE OF THE CLEAR EUROPEAN LEADER | POLYGON 16
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