2021 VONB Performance and Strategic Highlights

Growth from Quality In-Force into UFSG Value of In-Force Business ($b) 39.7 36.7 33.7 2.6x 29.8 29.9 25.6 23.0 21.8 20.4 18.2 16.3 15.2 Underlying Free Surplus Generation ($m) 6,451 5,843 5,501 3.1x 4,945 4,568 4,024 3,552 3,719 2,933 2,489 2,565 2,113 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 56 99 AIA

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