HDFC Business and ESG Overview

PRODUCTIVITY RATIOS Mar-22 Mar-21 Number of employees 3,599 3,226 Number of outlets 464 390 Profit per employee (US$ '000)* 501 491 Assets per employee (US$ mn) 22.7 22.5 Admin costs/assets (%)^ 0.23 0.21 Cost income ratio (%)^ 8.1 7.7 ^Excluding notional cost of ESOS and CSR expenses HDFC WITH YOU, RIGHT THROUGH 31

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