Investor Presentaiton

Ⓡ BREAK-UP OF OPERATING EXPENSES Yearly (in million) Muthoot Finance Quarterly in millions) Mar-21 Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 Mar-15 Mar-14 Mar-13: Employee Benefit Expenses 9,270 Rent 2,189 9,657 8,415 2,158 1,974 7,393 Q2 FY Q2 FY Q1 FY H1 FY H1 FY 2022 2021* 2022* 2022* 2021* 7,280 6,418 6,304 5,917 5,453 2,242 2,445 2,246 4,488 4,722 1,913 1,808 1,713 1,650 1,542 1,309 569 592 605 1,174 1,021 Advertisement & 1,190 1,163 1,056 720 531 626 651 702 579 288 404 209 497 546 Publicity Communication Costs 387 355 368 404 372 378 371 364 243 119 101 104 223 176 Traveling and 210 273 240 182 186 187 212 190 175 63 63 49 49 112 81 Conveyance Printing and Stationery 151 177 153 136 129 144 160 185 168 38 40 33 71 62 62 Repairs and 276 283 280 304 362 290 281 272 256 137 76 121 258 134 Maintenance Legal and Professional 387 260 203 154 124 93 189 216 86 99 56 67 48 104 189 Charges Business Promotion 369 720 481 209 201 149 140 279 332 39 129 41 80 244 Expenses Directors Remuneration 793 633 561 431 362 196 192 192 192 80 68 85 68 80 136 170 Depreciation and 507 431 421 439 482 575 841 475 454 127 114 114 241 213 Amortisation Expenses Others 2,075 1,677 1,260 2,970 835 1,014 733 731 550 652 395 351 1,004 677 Provision For Standard 2,647 1,223 180 214 765 & NPA Assets Impairment on 950 957 259 316 744 107 337 1,081 253 Financial instruments Total 18,754 18,744 15,670 15,571 15,319 13,006 11,904 11,279 10,562 5,141 4,604 4,326 9,467 8,488 *Under IND-AS 42

View entire presentation