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Investor Presentaiton

Loan Growth by Segment bank btpn' A MEMBER OF SMBC Group Loan Growth (IDR billion) Dec'21 (Audited) Jun'22 (Unaudited) Sep'22 (Unaudited) Dec'22 AQOQ ΔΥΟΥ (Audited) Total Loan 135,599 149,255 155,426 146,124 -6% 8% Transforming Businesses: - Retail Lending - Micro 27,732 25,739 24,901 24,145 -3% -13% 27,364 25,481 24,681 23,948 -3% -12% 232 133 93 74 -20% -68% - Others 136 125 127 123 -3% -9% Growth Businesses : 107,867 123,516 130,525 121,978 -7% 13% - Corporate 82,572 97,637 102,822 93,340 -9% 13% - SME 10,366 i 9,997 10,337 10,953 6% 6% - Commercial 3,007 2,747 3,602 3,227 -10% 7% -BTPN Syariah 10,443 11,146 11,349 11,527 2% 10% - Consumer Finance 895 1 1,005 1,140 1,334 17% 49% - Micro Transformation 242 356 456 554 22% 129% - Retail Banking 341 628 820 1,044 27% 206%
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