Investor Presentaiton

1H22 BRSA CONSOLIDATED EARNINGS PRESENTATION 28 APPENDIX: CONSUMER & TL BUSINESS BANKING LOANS Consumer & TL Business Banking Loans Jun-21 Mar-22 Jun-22 QoQ (%) YoY (%) (TL billion) TL Business Banking 119.3 165.8 195.8 18.1 64.2 Cons. Mortgage Loans 27.7 32.7 33.0 1.0 19.4 Consumer Auto Loans 2.9 2.5 3.3 34.5 15.6 Cons. General Purpose 14.7 43.9 Loans¹ 52.9 66.3 76.1 Cons. Credit Card Balances 19.6 70.3 29.9 42.6 50.9 Market Shares³ Mar-22 Jun-22 QoQ A Rank Consumer Loans inc. Consumer CCs 13.1% 12.9% -19 bps #1* Cons. Mortgage Loans 8.9% 7.9% -94 bps #1* Consumer Auto Loans 25.2% 19.7% -548 bps #1* Cons. General Purpose Loans 12.9% 13.1% 14 bps #1* TL Business Banking 9.0% 8.9% -15 bps #1* # of CC customers² 13.3% 13.4% 10 bps #1 Issuing Volume (Cumulative) 2 17.7% 17.6% -12 bps #1 Acquiring Volume (Cumulative) 2 17.8% 17.8% -3 bps #1 * Rankings are among private banks as of March 2022 1 Including other loans and overdrafts 2 Cumulative figures and rankings as of June 2022, as per Interbank Card Center data. Rankings are among private banks. 3 Sector figures used in market share calculations are based on bank-only BRSA weekly data as of 01.07.2022, for commercial banks

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