University of Oregon 2019 Annual Financial Report slide image

University of Oregon 2019 Annual Financial Report

Notes to the Financial Statements For the Year Ended June 30, 2019 (dollars in thousands) The ORP consists of four tiers. Membership under ORP Tier One/Tier Two is determined using the same criteria as PERS. Membership under ORP Tier Three is determined using the same criteria as OPSRP. Under the ORP tiers equivalent to PERS Tier One/Tier Two and OPSRP, the employee's contribution rate is 6.00 percent and is paid by the employer. Beginning July 1, 2014, new members of ORP are members of ORP Tier Four. Under Tier Four, the UO contribution is fixed at 8.00 percent by plan rules and the employee's contributions to a tax deferred investment account are matched by the UO up to 4.00 percent. Employees become fully vested in the ORP after five years of participation in the plan. The employer contribution rates for the ORP are as follows: The following schedule lists payments made by the UO for the fiscal year: Employer Contribution June 30, 2019 As a % of Employee Contribution As a % of Covered Covered Payroll Payroll PERS/OPSRP $ $ 29,073 12,914 31 42,018 8.41% $ 13,731 3.97% 3.74% 0.01% 12.16% 6,833 1.98% $ 31 20,595 0.01% 5.96% ORP TIAA Total The UO's total payroll for the year ended June 30, 2018, was $380,619 of which $329,731 was subject to retirement contributions. The following schedule lists payments made by the UO for the fiscal year: 2019 2018 ORP Tier One 23.68% 23.68% ORP Tier Two 23.68% 23.68% OPSRP Equivalent 9.29% 9.29% ORP Tier Four 8.00% 8.00% June 30, 2018 Employer Contribution As a % of Covered Payroll Employee Contribution As a % of Covered Payroll ORP participants who leave employment before vesting in the ORP forfeit their employer share of the ORP contributions, along with the associated investment income (losses) on those contributions. The UO applies the forfeited funds in sequential order to: (1) reinstate a participant's employer share when a participant returns to employment, (2) reimburse ORP administrative expenses, and (3) offset future ORP employer contributions. Teachers Insurance and Annuity Association Plan (TIAA) Eligible unclassified employees who enrolled prior to 1996 may participate in the TIAA retirement program, a defined contribution plan, on all salary in excess of $4.8 per calendar year. Employee contributions are directed to PERS on the first $4.8. The employer contribution to TIAA is an amount sufficient to provide an annuity pension equal to the employee's contributions. To participate in this retirement option, employees must have been hired on or before September 9, 1995. This plan was closed to new enrollment at the time the ORP started in 1996. The UO manages the TIAA plan on behalf of Oregon's public universities under a shared services agreement. All participants of TIAA are fully vested and there will not be any forfeitures. Summary of Pension Payments The UO's total payroll for the year ended June 30, 2019, was $399,796 of which $345,614 was subject to retirement contributions. 42 University of Oregon PERS/OPSRP $ 28,240 13,213 8.56% $ 13,089 3.97% 4.01% 6,549 1.99% Total $ 45 41,498 0.01% 45 0.01% 12.59% $ 19,683 5.97% ORP TIAA 14. Other Postemployment Benefits (OPEB) The UO participates in three (3) defined postemployment healthcare benefit plans which offer benefits to eligible retired state employees and their beneficiaries. These plans allow the UO employees retiring under PERS or OPSRP to continue their healthcare benefits. Plans help retirees defray the cost of insurance premiums until eligible for Medicare, usually at age 65. Plan Descriptions Public Employees' Benefit Board (PEBB) Employees of eligible agencies are allowed to purchase post-retirement medical insurance through PEBB if they retire from active service and, at the time of retirement, are immediately eligible for a pension benefit from Oregon PERS. In addition, retirees must have been enrolled in a PEBB medical or dental plan immediately prior to retirement, and must apply for retiree coverage within 30 days of when active PEBB coverage ends. This is a single- employer defined benefit OPEB plan not administered through a trust. There are no Employer Contributions; benefits are funded by the individual participants on a pay-as-you-go basis. However, the premium amount is based on a blended rate that is determined by pooling the qualifying retirees with active employees, thus, creating
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