Investor Presentaiton

2005 $ in Billions $5.0 $4.0 $7.0 $6.0 ASSET GROWTH AND KEY CAPITAL ACTIVITIES +12.0% Total Assets CAGR Since 2005 $4.7 $3.8 $3.2 $3.0 $2.8 $2.6 $2.1 $2.2 $2.3 $2.0 $1.8 $1.6 $1.4 $1.2 $1.0 $1.0 $0.8 $0.8 $0.9 ER EBANK ERIEBANK Formed 2010 $5.7 $5.5 $5.3 $0.0 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023Q3 2013 Common Equity Capital Raise of $34.5M Acquisition of FC Banc Corp. in Bucyrus, OH Adding $360M in Assets FCBank Note: CAGR based on the period from December 31, 2005, through September 30, 2023 2016 2017 At-The-Market Capital Raise of $20.0M $50M Sub-Debt Raise Acquisition of Lake National Bank Bank on Buffalo Is Formed BankonBuffalo ANTS OF CA 2020 $85M Sub- Preferred Equity Capital Raise of $60.4M Acquisition of Bank of Akron 2021 Debt Raise Ridge View Bank Is Formed in Roanoke, VA RIDGEVIEW BANK CON OF CAN CNB 2022 Common Equity Capital Raise of $100.0M FINANCIAL CORPORATION

View entire presentation