Earnings Performance - Half year ended 30 June 2019
Improved loan book structure
Summary
Loans to customers at QAR 84.8bn, down 2.7% v H1 2018.
Growth in governmental and public sectors
Reduction in real estate and contracting sectors
Loan book diversified across sectors
Corporate customers represent 78% of total loan book
Focus continues on improving market share in Government and
Semi-Government.
Loan book breakdown by division (June 2019)
Retail
22%
Corporate
78%
Qatari banks credit facilities breakdown by sector - May 2019
Loan book breakdown by sector - June 2019
Outside Qatar,
Industry, 2%
7%
Consumption,
14%
Sector
H1 2019
H1 2018
Other, 1%.
Govt and Public Sector
15%
10%
Industry
9%
9%
Real Estate,
16%
Commercial
10%
9%
Services
29%
29%
Gov. & Semi-.
Gov. Agencies,
32%
Contracting
4%
8%
Real Estate
23%
25%
Consumption
8%
8%
Services, 13%
Contracting,.
4%
Other
2%
2%
Commercial,
100%
100%
Source: QCB
12%
28View entire presentation