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Investor Presentaiton

Bank of Ireland Divisional Overview ☐ ☐ UK Financial Services Strategy is to focus on mortgages, business banking and on consumer banking, primarily through our joint ventures with the UK Post Office – Post Office Financial Services (PO FS) and First Rate Travel Services - A key player in the UK specialist mortgage market, with growing market share, while maintaining an excellent arrears profile PO FS gives exposure to Europe's largest retail network with 44 million customers per year Asset Management Services Provides fund management services to institutions and pension funds in Ireland and overseas, along with custodial services BIAM is the most successful Irish-owned fund management business Focus at BIAM is on performance improvement and cost control following net funds outflows of €11.3bn in the year to 31 March 2006 Purchase of Guggenheim Alternative Asset Management in January 2006 Assets Under Management * BIAM Iridian €45.1bn * As at 31 March 2006 US$10.7bn 11 Bank of Ireland Group
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