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Income Statement and Eurosystem Funding Review

44% 44% 45% 47% total Gross loans by economic activity (€ bn) ■31.12.13 31.03.14 ■ 30.06.14 % of 10% 4% 2,83 2,82 2,74 2,70 2,47 Trade Analysis of Loans and 90+ DPD ratios by Economic Activity 2,48 1,00 0,95 ☐ 0,96 ■ 0,95 0,89 0,91 Manufacturing ■30.09.14 7% ■31.12.14 31.03.15 17% ☐ 1,89 1,85 1,82 1,61 1,50 1,57 4,25 90+ DPD ratios by economic activity ■31.12.13 ■31.03.14 ■ 30.06.14 ■ 30.09.14 ■31.12.14 ■31.03.15 50% 48% 50% 51% 53% 55% 54% 54% 51% 47% 52% %09 4,21 13% Restaurants Hotels & Construction Real estate Private 4,13 4,09 3,96 4,04 4,20 4,12 3,63 3,59 3,12 3,17 8,54 8,41 8,05 7,96 7,85 7,92 2,31 2,18 2,44 2,32 1,86 1,89 1,73 1,72 1,53 1,53 2,12 2,09 33% 8% 9% Professional Individuals services & other sectors 59% 62% 70% 72% 77% 78% 79% 77% 52% 50% 48% 51% 48% 48% 32% 33% 34% 37% 38% 38% 57% 54% 55% 58% 54% 55% 65% 64% Professional Trade Manufacturing Restaurants Hotels & Construction Real estate Private Individuals services & other sectors Other Bank of Cyprus ΚΥΠΡΙ KOINO 237 55 %09 %09 67% 67% Other

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