Investor Presentaiton

Summary of 2019 Performance Sustained balance sheet growth Stable asset quality Stable deposit base Improving total income Healthy capitalization ratios Strong liquidity levels Page 13. 31 December 2018 31 December 2019 % Change Total Assets (US$ mn) 13,802 15,607 13.1% Net Islamic Financing Facilities (US$ mn) Non-Performing Islamic Financing Facilities (%) Liquid Assets (US$ mn) 7,687 10,164 32.2% 1.98% 2.03% 2.5% 5,630 4,964 -11.8% Customers' Deposits (US$ mn) 1 8,549 8,576 0.3% 31 December 2018 31 December 2019 % Change Total Income Net Profit 570.5 242.2 653.7 14.6% 254.6 5.1% (1) Includes Customers' Current Accounts and Holders of Unrestricted Investment Accounts QIIB الدولي الإسلامي

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