Investor Presentaiton

1 2 3 up 26% $25.5 B FY21 Financial Highlights - Record Results Delivered | ↑ 26% in transaction value to record $25.5 billion (FY20: $20.1 billion) ↑ 81% in merchants choosing Tyro reaching 58,186 (FY20: 32,176) ↑ 28% gross profit to record $119.4 million (FY20: $93.5 million) Operational leverage - operating costs¹ controlled - ↑ 7.9% vs. gross profit 128% ↑ 424% in EBITDA² to a record $14.2 million (FY20: Loss of $4.4 million) Transaction Value $20.1 B Merchant Numbers 32,176 Gross Profit $93.5 M Liquidity position remains strong - $172.8 million in cash + investments ($188.3 million at 30 June 2020) EBITDA² ($4.4 M) up 81% 58,186 $119.4 M up 28% FY20 FY21 Operating costs accounted for on a normalised basis. Refer to page 9 and page 29. Tyro uses EBITDA as a non-IFRS measure of business performance, which excludes the non-cash impact of share-based payments expense, share of loss from associates, expenses associated with the terminal connectivity issue and the IPO and other significant one-off costs. Refer to the page 29 for a reconciliation of normalised results to statutory results. Includes merchant deposits of $75.5 million (FY20: $50.5 million) up 424% $14.2 M 7

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