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Investor Presentaiton

Cash, Leverage and Capital Distribution The company goes through a moment of post-Covid, but remains strategically well-positioned in the low-income housing segment in Brazil - Net Debt Covenants R$ million 15% -35% 85% 85% 80% 80% 80% 80% 75% 50% 50% 30% 30% 66% 55% 15% 15% 15% 15% 43% 15% 32% 33% 10% 11% 10% 1Q21 2Q21 3Q21 4Q21 1022 2Q22 3Q22 4Q22 Corporate Net Debt/ Shareholder's Equity - Reported 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 Corporate Net Debt/ Shareholder's Equity - Adjusted 4Q24 25+ Covenants Debt Profile R$ million 590 340 220 169 154 2023 2024 2025 2026 2027 onwards 16
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