Investor Presentaiton
"Top of Mind for Today and Tomorrow"
Key Executive Management Themes and Topics
Deposit Granularity and Liquidity - the Ability to Remain in a Position
of Strength While Shifts in Money Supply Occur
Active Monitoring of Loans for Early Warning Signs While Maintaining
Sufficient Reserves
Domestic Implications on Growing Global Economic and Political
Uncertainty
Maintaining Investor and Depositor Confidence in the Strength of the
Community Banking Industry, Inclusive of the Deposit Insurance Fund
Balancing Appropriate Risk Adjusted Loan Revenue
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Divergent Actions of the FOMC and State / National Administrations
Capital, Scaling and Leverage – Meticulously Patient in Finding the
Right Partner at the Right Time to Cross $10 Billion in Total Assets
Regulatory Focus Areas - Compliance, Data Governance and M&A
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Investor Presentation | First Quarter 2023
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