Investor Presentaiton

Underlying earnings power expected to remain unaffected in aggregate Property & Casualty Life & Savings Health Asset Management IFRS4 IFRS17 IFRS4 IFRS17 IFRS4 IFRS17 IFRS4 IFRS17 ■ Lower combined ratio reflecting discounting of reserves, partly offset by discount unwind in investment result ■ Prior Year Reserve Development in line with its long-term average 23 IFRS17 Presentation | November 3, 2022 ■ Increased earnings predictability driven by CSM release ■ Earnings to reflect the underlying nature of the business ▪ Long-term business driven by CSM release ■ Short-term business will continue to be driven by combined ratio ■ No change in earnings All notes are on pages 38-41 Back to Agenda AYA

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