Despegar Investor Day Presentation Deck
DESPEGAR
Payments
Koin
Acquired Brazil's BNPL Leader
Increasing addressable market and take rate while reducing processing costs
1 Why Despegar in Fintech?
BNPL expands addressable market
-> 84% of new clients
Lowers processing costs
-> BNPL and Pix both offer lower MDR than cards
Enhances profitability, higher average ticket and take
rate -> 40% higher ASP
-> 16pp additional take rate
Increases conversion while reducing fraud losses with
world-class fraud prevention engine
-> Customized and proven in Latam
2 Our Right to Succeed
ā
INVESTOR DAY
Unique access to most relevant BNPL vertical: Travel
Well positioned in main distribution channels with over
130K addressable merchants
Scalable and proprietary solutions
Manageable risk exposure supported by:
-> Risk-based pricing with over 30 risk clusters
-> Low-risk verticals (anticipation + refunds + cancels )
-> Short loan duration allows quick pricing adjustments
-> Early alarms
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