Lack of Volatility in Results and Excess Capital Returned to Shareholders slide image

Lack of Volatility in Results and Excess Capital Returned to Shareholders

OPERATING THROUGH 56 INDEPENDENTLY MANAGED UNITS Berkley is comprised of individual operating units that serve distinct markets requiring specialized knowledge of a particular territory, market segment, product or type of business E&S REGIONAL PRODUCT SPECIALTY INDUSTRY SPECIALTY REINSURANCE Focused on customers with complex and diverse risks Variety of products distributed to regionally differentiated customers Specialized products for specific lines of insurance Offers coverages tailored to industries with unique exposures A full range of products available globally INTERNATIONAL Focused range of products with local expertise in select non-US markets Admiral Insurance Acadia Berkley Custom Berkley Aspire Berkley Mid-Atlantic Berkley North Pacific Berkley A&H Berkley Cyber Risk Solutions Key Risk Berkley Agribusiness Berkley Luxury Group Berkley Re America Berkley Canada Midwest Employers Berkley Fire & Marine Preferred Employers Berkley Alliance Berkley Asset Protection Berkley Offshore Berkley Re Asia Pacific Berkley Oil & Gas Berkley Re Solutions Berkley Insurance Asia Berkley Insurance Australia Berkley Global Nautilus Berkley Southeast Product Recall Vela Continental Western Berkley Management Berkley Construction Professional Berkley Entertainment & Berkley One Berkley Re UK Berkley International Latinoamerica Protection Berkley Program Specialists W. R. Berkley Europe Confidential Sports Verus Union Standard BerkleyNet Berkley Pro Berkley Select Berkley Small Business Solutions Berkley Surety Gemini Berkley Environmental Berkley Financial Specialists Berkley Healthcare Berkley Human Services Berkley Industrial Comp Berkley Life Sciences Berkley Public Entity Berkley Risk Berkley Technology Carolina Casualty W/R/B Underwriting 9
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