Investor Presentaiton

| Deposits Breakdown Liabilities Breakdown +64% 3% 6% +61% +9% 3% 3% 10% 12% 11% 15% 11% 6% 6% 6% 6% 77% 78% 70% 71% 2020 2021 2022 Q1, 2023 Customer Deposits Customer Margins Loans & Borrowings Banks & FI Other Liabilities Customer Deposits by Segment 15% 44% USD 7.6 bn ■ Corporate 37% ■ SMEs ■ Retail ■ Governmental 4% As of end of Q1 2023, retail clients remained the highest constituent of total customer deposits at 44%. Customer Deposits by Type Current & Savings 38% USD 7.6 bn CDs & Deposits 62% 16

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