3Q 2020 Investor Presentation
Balance Sheet Trends (1)
Healthy growth in total assets driven by growth in mortgage
مصرف الراجحي
Al Rajhi Bank
Highlights
SAR (mn)
3Q 2020 2Q 2020 QoQ 4Q 2019
YTD
■ Total Assets grew by (+12% YTD) driven by strong growth in
financing & investment.
Cash and balances with SAMA
37,451
Due from banks and other FI
27,517
28,215
45,022 -17%
-2%
39,294
-5%
Investments, net
57,111
52,937
32,058 -14%
+8% 46,843 +22%
■ Net financing grew by (+16% YTD) contributed by strong retail
performance.
Financing, net
Other Assets
289,729
18,492
274,928 +5% 249,683
16,582 +12% 16,209
+16%
+14%
■ Customers deposits growth of (+11% YTD) contributed by growth
in demand deposits.
Total assets
430,300
Due to banks and other FI
Customers' deposits
11,294
10,325
345,322
Other liabilities
18,765
417,684 +3% 384,087
+9%
2,220 +409%
334,665 +3% 312,406
20,764 -10% 18,269
+12%
+11%
+3%
Total liabilities
375,381
Total shareholders' equity
54,919
365,754 +3% 332,895 +13%
51,930 +6%
51,192 +7%
Total Assets (SARbn)
+12.0%
Al Rajhi Bank
384.1
417.7
430.3
4Q 19
2Q 20
3Q 20
The Blue Chip Islamic Bank
28
Financing, Net (SARbn)
+16.0%
289.7
274.9
1.2
249.7
<²
2.0
63.2
1.3
1.8
61.5
1.8
57.9
3.0
186.7
208.7
225.2
4Q19
2Q 20
■Retail
Corporate
Financial institutions
3Q 20
SME
3Q 2020 Investor PresentationView entire presentation