UFG Insurance Investor Presentation
UFG INSURANCE - INVESTOR PRESENTATION - MARCH 2021
Net premium earned
($ in Millions)
UFG Insurance
-
Financial Facts
$1,023
$1,059 $1,050 $1,087 $1,055
$931
$828
$755
$695
2012 2013 2014 2015 2016 2017 2018 2019 2020
"Prior years and the first quarter of 2018 include premiums from United Life
Insurance Company which was sold on March 30, 2018
Book value per share
$39.06
$37.04
$34.94
$35.40 $36.40
$32.93
$32.67
$30.87
$28.90
13 2012 2013 2014
2015 2016 2017 2018 2019 2020
*Includes $3 Special Dividend in Aug 2018
Combined Ratio
■Loss Ratio
Expense Ratio
33.5
31.4
31.8
31.3
30.6 31.2 33.5
32.6
31.0
69.8
63.0 66.5 61.0 69.7 72.8 70.5 76.4 82.4
2012 2013 2014 2015 2016 2017 2018 2019 2020
CAT %
10.3% 4.4% 6.5% 3.8% 6.5% 7.4% 4.5% 5.9% 13.5%
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