3Q 2023 Financial Performance slide image

3Q 2023 Financial Performance

STRATEGY | STRATEGIC ENABLERS Good progress in the implementation of the four key strategic programs. across the IT & Technology and rebranding priorities Description Key Highlights Integrated Corporate Portal New corporate platform supporting trade & supply chain services, and expanded liquidity and cash management solutions and services ▷ Completed design stage ▷ Finalized cash management scope ▷ Adoption of new branding guidelines ▷ Finalized customer experience enhancements Technology Infrastructure Upgrade Omnichannel New high performance retail platform providing robust digital banking service and enhanced customer experiences and journeys ▷ 50 Staff in Omni pilot by October 31 ▷ Released Omni v2 to staff pilot ▷ Implemented 48% of counter fraud framework controls ▷ Fixes & security controls on track Core Banking System Bank-wide core banking system to enable best-in-class customer experience with leading operational efficiency ▷ Significant progress on 2nd phase of second rollout ▷ Completed 3rd phase re-planning exercise ▷ Ongoing bank-wide change management activities البنك السعودي الفرنسي Banque Saudi Fransi Rebranding Recreating BSF brand identity to differentiate the bank, enhance our connection with clients and improve our market position ▷ New brand applied across branches & digital streams, including subsidiaries - BSF Capital ▷ BSF logo has been successfully registered 9M 2023 Progress ▷ Phase I Back end: build in progress ▷ Regulator approval has been initiated ▷ Phase II Front end: finalized business requirements ▷ Ongoing development and design of features required for the public launch ▷ Executed several rounds of migration testing to ensure smooth readiness for public 1Q 2024 go-live. ▷ Initiated communications and marketing planning ▷ 2nd Phase: testing activities finalized, friends & family (200+ participants) ▷ Pilot implementation will complete in 2H 2023 ▷ Completed brand strategy & guidelines ▷ Concluded design for digital channels ▷ Brand awareness sessions ▷ Finalized go-to-market strategy ▷ Training 4Q 2023 ▷ Phased roll out after 2H 2024 2023 & Beyond ▷ Planned to be launched in 1Q 2024 ▷ Development activities for 3rd Phase (Corporate) will continue throughout 2023 onwards ▷ Finalize physical collateral mass production and distribution ▷ Digital channels release in iterations ▷ Go-to-market execution ▷ Go-Live in 1H 2024 | 18
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