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Axos Financial, Inc. Investor Presentation slide image

Axos Financial, Inc. Investor Presentation

Net Interest Margin has been Stable Through a variety axos of Interest Rate Cycles* 3.76% 2.40% 2019 Stable Net Interest Margin 3.83% 0.08% 2020 NIM 3.92% 0.08% 2021 4.13% 0.26% 2022 5.08% 4,35% *NIM excludes impact of HRB; relationship with HRB terminated in December 2021. 2023 Effective Fed Funds rate 5.33% 4.36% Q1 2024 8
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