Q2 Quarter 2023

Noninterest Expense % Change vs $ in millions Q2 23 Q123 Q2 22 Q1 23 Q222 Salaries and employee benefits $74.7 $77.0 $74.1 (3) % 1 % Occupancy expense, net 11.4 11.6 11.0 (1) 4 Furniture and equipment 5.1 5.1 5.1 2 Deposit insurance 5.2 4.9 2.8 6 85 OREO and foreclosure expense 0.3 0.2 0.1 55 104 Other 42.9 43.1 44.5 (4) Merger related costs 0.0 1.4 19.1 (99) (100) Total noninterest expense $139.7 $143.2 $156.8 (2) % (11) % Adjusted noninterest expense¹ $136.0 $140.9 $135.7 (3) % - % Noninterest Expense as a Percentage of Total Average Assets 2.34% Efficiency Ratio 67.8% Employees (FTE) Q2 23 Highlights Linked Quarter Comparison (Q2 23 vs Q1 23) Better Bank Initiative and focus on actively managing controllable expenses leads to decline in noninterest expense $3.5 million, or 2%, decline in noninterest expense $4.9 million, or 3%, decline in adjusted noninterest expense Decline in salaries and employee benefits reflects $3.0 million incentive accrual adjustment and seasonally higher Q1 expenses offset, in part, by early retirement program expense of $3.6 million Noninterest expense as a percentage of average assets at 2.02% and adjusted noninterest expense at 1.96% 3,233 3,236 3,206 3,189 65.2% 62.3% 61.3% 2.10% 2.11% 2.07% °2.08% 2.08% 2.03% 2.03% 2.02% 1.96% 56.7% 57.2% 58.3% 7.0% 59.4% 54.4% Q2 22 Q3 22 Noninterest expense Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 Q4 22 Q1 23 Q2 23 ■Efficiency ratio Adjusted efficiency ratio (1) Q2 22 Q3 22 ■Adjusted noninterest expense (1) 3.066 IIIII Q4 22 Q1 23 Q2 23 Note: Numbers may not add due to rounding NM - not meaningful FTE -full-time equivalent $5 (1) Non-GAAP measures that management believes aids in the discussion of results. See appendix for Non-GAAP reconciliation 10 10

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