First Busey Results Presentation Deck
2Q23 Earnings Investor Presentation
First Busey Corporation | Ticker: BUSE
Reserves Supports Credit & Growth Profile
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Reserve to loans of 1.17% (ex-PPP)
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Day 1 CECL coverage was 1.06%
Non-performing loan balances increased by $0.6 million QoQ
while OREO balances declined by $0.7 million QoQ
Total NPAs declined by $0.1 million QoQ to $15.8 million
Reserves to NPLs now equal to 581%
Allowance / NPLs
$ in thousands
$29,507
182%
2019 YE
$24,301
416%
2020 YE
NPLs
522%
$16,852
2021 YE
582%
$15,740
2022 YE
Allowance/NPLs
581%
$15,778
2023 Q2
Allowance / Loans (ex-PPP)
$ in millions
$6,687
0.80%
2019 YE
$32,564
165%
1.59%
2019 YE
$6,368
Allowance / NPAS
$ in thousands
2020 YE
Ex-PPP Loans
$28,872
350%
2020 YE
NPAS
$7,114
1.24%
2021 YE
413%
2022 YE
Allowance/Ex-PPP Loans
$21,268
$7,725
2021 YE
1.19%
552%
$16,590
2022 YE
Allowance/NPAS
$7,805
1.17%
2023 Q2
578%
$15,846
2023 Q2
23
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